Philosophy and Process

At Cumberland, our primary goal is to protect and grow our clients’ wealth over time. We seek to achieve this goal through an investment philosophy built on three key principles.

First, we approach the markets and specific investments opportunistically. This usually requires us to be ahead of the crowd and to recognize a developing trend that is not yet in vogue.

Second, we understand how to take risk intelligently. We do this by having a strong understanding of what constitutes real value based on what a business is worth.

Third, we are process driven. We believe that a defined set of disciplines improves decision-making, enables active risk management and makes successful outcomes repeatable. We adhere strictly to our process and believe we serve our clients’ interests best by following a disciplined approach.